Choose your coverage. Get your price.

Tell us what you drive and how much protection you want. America Auto prepares your auto insurance quote from there.

A straight two-lane highway running through dry open country toward distant hills under a blue sky

Your quote

6 short steps

What do you drive?

How much coverage do you want?

Not sure yet? That is fine. Our liability guide explains the difference.

Are you insured right now?

How many drivers in your household?

Where is the car parked overnight?

Location is one of the biggest factors in an auto insurance price.

Where should we reach you?

By clicking "Get My Quote", I provide my electronic signature and prior express written consent to be contacted by America Auto by phone and email regarding my auto insurance quote request at the phone number and email address I provided, including through automated telephone dialing systems and prerecorded or artificial voice messages. Consent is not a condition of purchase. I may revoke consent at any time by replying STOP to any text or emailing support@thecallofamerica.com. Calls may be recorded for quality assurance.

  • $0No cost to use America Auto, no obligation to buy
  • 6 stepsShort multiple-choice questions, then your details
  • Your callText messages only if you check the box

How it works

  1. Pick your coverage

    Choose the level of protection you want, from your state's minimum to full coverage. Not sure? Choose "not sure yet" and read the guides first.

  2. Share the basics

    Vehicle type, household drivers, current insurance and ZIP code. No VIN, no paperwork, nothing to look up.

  3. Decide on your terms

    America Auto prepares your quote and may follow up by phone or email, and by text only if you opted in. Take it, ask questions, or pass.

The cheapest price is not always the best rate.

A good rate is the lowest price for the protection you actually need. Before you choose, look at these four things on any quote.

  • Liability limits

    The three numbers, like 100/300/100, that cap what the policy pays others. How to size them.

  • Deductibles

    What you pay first on a collision or comprehensive claim. Finding your number.

  • What is left out

    Uninsured motorist, rental and roadside coverage can differ from quote to quote. Match coverage first.

  • Term and fees

    A six-month price is not a twelve-month price, and installment fees add up. Read a quote line by line.

Guides for choosing well

Two people at a gray table reviewing printed paperwork, with a phone and a tablet beside themWeighing two quotes? Match the coverage firstA lower price is only lower if it buys the same protection. How to line quotes up so the choice is a fair one.5 min readA gray calculator and a mechanical pencil resting on a printed page of handwritten figuresHow to read an auto insurance quote, line by lineLimits, deductibles, fees and the policy term. What each part of a quote means and what to check before you say yes.6 min readA white piggy bank beside a red zip wallet, a hundred-dollar bill and a few coins on a marble surfaceAuto insurance discounts worth asking aboutDiscounts are rarely applied unless someone asks. The common ones, what they usually require, and the questions to bring.5 min readA hand holding a car key fob in front of a silver sedan parked on brick paversWhen it makes sense to get a fresh quoteRenewals, moves, a different car, a paid-off loan. The moments when your current price may no longer fit your situation.4 min read

All 6 guides

Plain answers

America Auto is not an insurance carrier, agency, or broker. America Auto provides its own quote service and plain-language insurance information. Quotes and eligibility are subject to underwriting and approval.

Is America Auto free?

Yes. Completely free. There is no cost to use America Auto and no obligation to purchase anything.

Which coverage level should I pick?

It depends on what you own, what you could afford to replace, and your state's rules. Our guides on liability limits and deductibles walk through it. You can also choose "not sure yet" in the form.

What happens after I submit?

America Auto prepares your auto insurance quote from your answers and may follow up by phone or email. If you also opted in to account texts, you may get a short text about your request's status.

Do I have to sign up for text messages?

No. Both text-message boxes are optional and start unchecked. You can request your quote without checking either one.

How do I stop messages?

Reply STOP to any text, or email support@thecallofamerica.com and we will take care of it.

Know the coverage you want? Your quote is six short steps away.

Get My Quote